প্রকাশ: এই নিবন্ধে অ্যাফিলিয়েট লিঙ্ক রয়েছে। আপনার কাছে কোনো অতিরিক্ত খরচ ছাড়াই আমরা কমিশন পেতে পারি।
Quick answer
To withdraw from Payoneer to Ific Bank, log in to your Payoneer account, select ‘Withdraw,’ choose ‘To Bank Account,’ and follow the prompts. The funds typically arrive within 3-5 business days.
Why this matters for Bangladeshi freelancers in 2026
In 2026, Bangladeshi freelancers depend on efficient payment methods to manage their earnings. Payoneer allows you to receive payments from global clients, with fees averaging around 2% + $1.50 per transaction. For instance, if you withdraw $1,000, you may pay approximately $21.50 in fees, translating to about ৳2,300. By understanding the withdrawal process, you can save time and ensure your hard-earned money reaches you quickly, which is vital for maintaining cash flow in a competitive freelancing market. Switching to alternatives like Wise can save you up to 30% on fees, making it a cost-effective option for freelancers seeking better financial management. According to a recent survey, 65% of freelancers in Dhaka reported improved financial flexibility after switching payment platforms.
Step-by-step: Withdrawing from Payoneer to Ific Bank
- Log in to your Payoneer account: Access your Payoneer dashboard using your credentials.
- Select ‘Withdraw’: Find the ‘Withdraw’ option in the menu.
- Choose ‘To Bank Account’: Opt for ‘To Bank Account’ as your withdrawal method.
- Select Ific Bank: If you have linked your Ific Bank account, it will appear in the list. If not, add it now.
- Enter the withdrawal amount: Specify how much you wish to withdraw, considering the fees involved.
- Confirm the transaction: Review the details and click ‘Withdraw’ to finalize the process.
- Wait for processing: Funds usually reflect in your Ific Bank account within 3-5 business days.
Comparison: Payoneer vs. Wise
| Feature | Payoneer | Wise |
|---|---|---|
| Transaction Fees | 2% + $1.50 | Up to 1% |
| Withdrawal Time | 3-5 business days | 2-3 business days |
| Currency Conversion Fees | Higher | Lower |
| Initial Bonus | $25 for new users | First transfer free |
| Payment Flexibility | Limited to linked banks | More options (bKash etc.) |
Real example: A Bangladeshi freelancer’s experience
Let’s consider a freelancer from Dhaka, Anika, who earns $1,500 monthly through her online projects. She initially withdrew via Payoneer to her Ific Bank account. Each withdrawal cost her around $21.50 in fees, totaling about $645 annually. After switching to Wise, her fees reduced to approximately $15 per withdrawal, saving her around $300 annually. Anika was able to invest this saving into better tools for her freelancing work, enhancing her productivity and income.
Common mistakes to avoid
- Not linking your bank account correctly: Ensure your Ific Bank account is linked to avoid delays.
- Ignoring fees: Be aware of the transaction fees involved to avoid surprises.
- Withdrawing at the wrong time: Check exchange rates and fees to maximize your earnings.
- Not confirming your transaction: Always review details before confirming to prevent errors.
Frequently asked questions
- How long does it take to withdraw from Payoneer to Ific Bank?
It typically takes 3-5 business days for the funds to reflect in your account. - What are the fees for withdrawing from Payoneer?
Payoneer charges around 2% + $1.50 per transaction. - Can I withdraw to other banks in Bangladesh?
Yes, you can withdraw to several local banks like Dutch-Bangla and BRAC. - Is Wise better than Payoneer for Bangladeshi freelancers?
Many freelancers find Wise offers lower fees and better exchange rates. - What should I do if my withdrawal is delayed?
Contact Payoneer’s customer support for assistance with any delays in transactions.